Plan Snapshot
- Plan Sponsor: Ghreiwati Auto INC Dba Surf City Nissan
- Sponsor EIN: 842050569
- Sponsor Address: 17331 BEACH BLVD, HUNTINGTON BEACH, CA, 92647
- Plan Type: 401(k)
- Total Participants: 389
- Total Assets: $3.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 389 | $3.9M | $28,402 | $1.2M |
| 2023 | 312 | $2.8M | $539,858 | $960,977 |
| 2022 | 278 | $1.0M | $392,574 | $660,847 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RSS FINANCIAL & INSURANCE SERVICES | INVESTMENT ADVISOR | $39,155 | — | $39,155 |
| PENSION ASSURANCE LLP | CONTRACT ADMIN | $15,750 | — | $15,750 |
| EMPOWER ANNUITY INSURANCE CO | RECORDKEEPER | $14,891 | — | $14,891 |
| SCOTT MILLER CPA AND ASSOCIATES, PC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PENSION ASSURANCE LLP — CONTRACT ADMIN
- SCOTT MILLER CPA AND ASSOCIATES, PC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $69,796
- Estimated Expense Ratio: 1.769% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $67,098 | — | $67,098 | — | — |
| 2023 | $25,668 | — | $25,668 | — | — |
| 2022 | $4,258 | $4,258 | — | — | — |