Plan Snapshot
- Plan Sponsor: Ghirardelli Associates, INC.
- Sponsor EIN: 943395064
- Sponsor Address: 6601 OWENS DRIVE SUITE 155, SAN JOSE, CA, 94588
- Plan Type: 401(k)
- Total Participants: 207
- Total Assets: $17.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 207 | $17.5M | $816,352 | $2.3M |
| 2023 | 199 | $15.7M | $718,062 | $2.2M |
| 2022 | 178 | $12.8M | $586,234 | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | INVESTMENT ADVISOR | $63,481 | — | $63,481 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $23,086 | — | $23,086 |
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $14,361 | — | $14,361 |
| ALDRICH CPAS AND ADVISORS, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ALDRICH CPAS AND ADVISORS, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $100,928
- Estimated Expense Ratio: 0.576% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $100,928 | $86,567 | — | — | — |
| 2023 | $83,261 | $73,749 | — | — | — |
| 2022 | $67,105 | $35,999 | $31,106 | — | — |