Plan Snapshot
- Plan Sponsor: Gerald Nissan Of North Aurora, INC.
- Sponsor EIN: 364162660
- Sponsor Address: 213 HANSEN BLVD., NORTH AURORA, IL, 60542
- Plan Type: 401(k)
- Total Participants: 636
- Total Assets: $37.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 636 | $37.0M | $1.1M | $2.9M |
| 2023 | 621 | $31.5M | $1.1M | $2.8M |
| 2022 | 474 | $24.8M | $970,106 | $2.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALLIANCE PENSION CONSULTANTS, LLC | RECORDKEEPER | $90,879 | — | $90,879 |
| WINTRUST INVESTMENTS, LLC | FINANCIAL ADVISOR | $32,500 | — | $32,500 |
| CHARLES SCHWAB TRUST BANK | CUSTODIAN | — | $14,674 | $14,674 |
| DHJJ, LTD. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CHARLES SCHWAB TRUST BANK — CUSTODIAN
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $138,053
- Estimated Expense Ratio: 0.373% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $123,479 | $32,500 | — | — | — |
| 2023 | $113,998 | $32,500 | — | — | — |
| 2022 | $101,638 | $32,500 | — | — | $69,138 |