Plan Snapshot
- Plan Sponsor: General Committee Of Adjustment For The Lines, Csx-Western Lines, Csx-
- Sponsor EIN: 346401908
- Sponsor Address: 950A UNION ROAD, WEST SENECA, NY, 142243438
- Plan Type: 401(k)
- Total Participants: 4,908
- Total Assets: $903.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,908 | $903.1M | $14.7M | $30.3M |
| 2023 | 5,211 | $910.2M | $9.4M | $32.1M |
| 2022 | 5,375 | $819.2M | $10.4M | $25.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER SMITH | RECORDKEEPER | $756,784 | — | $756,784 |
| BARCLAY DAMON | NONE | $79,616 | — | $79,616 |
| BONADIO & CO., LLP | NONE | $27,400 | — | $27,400 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BARCLAY DAMON — NONE
- BONADIO & CO., LLP — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $863,800
- Estimated Expense Ratio: 0.096% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $777,784 | $115,654 | $613,731 | $27,400 | — |
| 2023 | $775,891 | $108,284 | $632,767 | $26,610 | — |
| 2022 | $794,136 | $127,438 | $651,263 | — | — |