Plan Snapshot
- Plan Sponsor: G.R. Robert Construction Co., INC.
- Sponsor EIN: 221981613
- Sponsor Address: P.O. BOX 449, FARMINGDALE, NJ, 07727
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 202
- Total Assets: $2.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 202 | $2.8M | $0 | $0 |
| 2024 | 202 | $3.2M | $3.8M | $0 |
| 2023 | 206 | $3.7M | $4.1M | $0 |
| 2022 | 201 | $3.3M | $4.4M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALLEGIANCE BENEFIT PLAN MANAGEMENT | Recordkeeper | $67,296 | $2,837 | $70,133 |
| MORGAN STANLEY | Other Service Provider | $15,356 | — | $15,356 |
| HOLMAN FRENIA ALLISON | Auditor | $15,200 | — | $15,200 |
| ALLEGIANCE CARE MANAGMENT, INC | Other Service Provider | $12,465 | — | $12,465 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $113,154
- Estimated Expense Ratio: 4.046% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $5,328,843 | $15,356 | — | $19,174 | — |
| 2024 | $35,060 | $16,006 | — | $15,200 | — |
| 2023 | $31,400 | $13,458 | — | $14,250 | — |
| 2022 | $29,515 | $13,138 | — | — | $16,377 |