Plan Snapshot
- Plan Sponsor: G&D Operating Holdings, LLC
- Sponsor EIN: 465101108
- Sponsor Address: 50 COMMERCE DR, MORTON, IL, 61550
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 697
- Total Assets: $25.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 697 | $25.2M | $0 | $0 |
| 2024 | 598 | $23.6M | $531,375 | $1.3M |
| 2023 | 593 | $21.5M | $532,163 | $1.3M |
| 2022 | 632 | $18.6M | $536,413 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CAPFINANCIAL PARTNERS LLC | Investment Advisor | $68,242 | — | $68,242 |
| FIDELITY INVESTMENTS INSTITUTIONAL | Recordkeeper | $48,132 | — | $48,132 |
| STRATEGIC ADVISORS, INC. | Investment Advisor | $19,734 | — | $19,734 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $136,108
- Estimated Expense Ratio: 0.541% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,869,188 | $87,976 | — | — | — |
| 2024 | $131,293 | $83,741 | — | — | — |
| 2023 | $130,048 | $73,195 | — | $12,000 | — |
| 2022 | $141,945 | $20,577 | — | — | — |