Plan Snapshot
- Plan Sponsor: Frontline Insurance Managers, INC.
- Sponsor EIN: 133963337
- Sponsor Address: 500 INTERNATIONAL PARKWAY, LAKE MARY, FL, 32746
- Plan Type: 401(k)
- Total Participants: 586
- Total Assets: $73.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 586 | $73.8M | $3.7M | $4.1M |
| 2023 | 529 | $58.7M | $3.0M | $3.6M |
| 2022 | 463 | $44.4M | $2.6M | $3.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $125,293 | — | $125,293 |
| THE BENEFIT PRACTICE | OTHER SERVICES | $24,500 | $24,995 | $49,495 |
| RAYMOND JAMES FIN SVCS ADVISORS | INVESTMENT ADVISORY | — | $40,000 | $40,000 |
| WITHUMSMITH & BROWN, PC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RAYMOND JAMES FIN SVCS ADVISORS — INVESTMENT ADVISORY
- WITHUMSMITH & BROWN, PC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $214,788
- Estimated Expense Ratio: 0.291% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $149,792 | — | $149,792 | — | — |
| 2023 | $142,971 | — | $142,971 | — | — |
| 2022 | $111,991 | — | $111,991 | — | — |