Plan Snapshot
- Plan Sponsor: Frontier Bancshares, INC.
- Sponsor EIN: 204157185
- Sponsor Address: 600 WEST 5TH STREET, AUSTIN, TX, 78701
- Plan Type: 401(k)
- Total Participants: 202
- Total Assets: $20.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 202 | $20.7M | $623,754 | $1.2M |
| 2023 | 194 | $18.2M | $578,866 | $1.1M |
| 2022 | 193 | $14.7M | $562,854 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNU INSURANCE COMPANY AMER | RECORDKEEPER | $8,703 | — | $8,703 |
| PENTEGRA SERVICES INC | CONTRACT ADMIN | $5,070 | — | $5,070 |
| ATCHLEY & ASSOCIATES, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ATCHLEY & ASSOCIATES, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $13,773
- Estimated Expense Ratio: 0.066% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $12,828 | — | — | — | — |
| 2023 | $27,393 | — | $3,105 | — | — |
| 2022 | $38,322 | — | $810 | — | $8,595 |