Plan Snapshot
- Plan Sponsor: Frey-Moss Structures, INC.
- Sponsor EIN: 581994101
- Sponsor Address: 1801 ROCKDALE INDUSTRIAL BOULEVARD, CONYERS, GA, 300123939
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 165
- Total Assets: $4.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 165 | $4.8M | $0 | $0 |
| 2024 | 154 | $4.1M | $211,146 | $468,557 |
| 2023 | 186 | $3.8M | $99,992 | $403,733 |
| 2022 | 123 | $3.4M | $88,515 | $393,156 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $12,605 | — | $12,605 |
| CAMBRIDGE INVESTMENT RESEARCH ADVIS | Investment Advisor | $10,706 | $3 | $10,709 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $23,314
- Estimated Expense Ratio: 0.489% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $423,169 | — | $23,312 | — | — |
| 2024 | $21,624 | — | $21,624 | — | — |
| 2023 | $65,518 | — | $65,518 | — | — |
| 2022 | $52,710 | — | $52,710 | — | — |