Plan Snapshot
- Plan Sponsor: Frank Lumber Co., INC.
- Sponsor EIN: 205610768
- Sponsor Address: P.O. BOX 79, MILL CITY, OR, 973600079
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 141
- Total Assets: $10.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 141 | $10.5M | $569,163 | $235,789 |
| 2023 | 134 | $11.2M | $529,596 | $243,660 |
| 2022 | 147 | $10.7M | $539,665 | $247,861 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | Recordkeeper | $31,529 | — | $31,529 |
| KERNUTT STOKES | Auditor | $18,700 | — | $18,700 |
| DEBORAH L. PATTEN CPA LLC | Other Service Provider | $8,250 | — | $8,250 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY SMITH BARNEY LLC — Recordkeeper
- KERNUTT STOKES — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $58,479
- Estimated Expense Ratio: 0.558% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $58,479 | $31,529 | — | $18,700 | — |
| 2023 | $43,483 | $19,583 | — | $23,900 | — |
| 2022 | $99,839 | $75,364 | — | — | $24,475 |