Plan Snapshot
- Plan Sponsor: Four Winds Concrete, INC
- Sponsor EIN: 900180806
- Sponsor Address: 925 HARVARD AVE., BETHLEHEM, PA, 18015
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 63
- Total Assets: $15,573
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 63 | $15,573 | $0 | $0 |
| 2024 | 68 | $131,545 | $751,066 | $92,652 |
| 2023 | 36 | $130,453 | $34,845 | $6,633 |
| 2022 | 37 | $120,251 | $407,535 | $36,048 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE BENECON GROUP, LLC | Investment Advisor | $67,945 | — | $67,945 |
| BSI CORPORATE BENEFITS, LLC | Investment Advisor | $50,464 | — | $50,464 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $118,409
- Estimated Expense Ratio: 760.348% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,154,324 | — | — | — | — |
| 2024 | $880,844 | — | — | — | — |
| 2023 | $33,640 | — | — | — | — |
| 2022 | $342,590 | — | — | — | — |