Plan Snapshot
- Plan Sponsor: Four Seasons Hotels Limited Pension & Profit Sharing Committee
- Sponsor EIN: 980057100
- Plan Type: 401(k)
- Plan Number: 333
- Total Participants: 16,110
- Total Assets: $978.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 16,110 | $978.6M | $23.6M | $53.8M |
| 2023 | 16,012 | $863.4M | $20.7M | $49.3M |
| 2022 | 15,928 | $746.7M | $17.7M | $45.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $909,861 | — | $909,861 |
| MERCER INVESTMENTS LLC | Investment Advisor | $577,508 | — | $577,508 |
| USI CONSULTING GROUP | Recordkeeper | $185,396 | — | $185,396 |
| KPMG LLP | Auditor | $61,868 | — | $61,868 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MERCER INVESTMENTS LLC — Investment Advisor
- KPMG LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,734,633
- Estimated Expense Ratio: 0.177% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,637,686 | $577,508 | $812,914 | $61,868 | — |
| 2023 | $1,423,797 | $245,365 | $1,026,943 | $60,456 | — |
| 2022 | $1,475,899 | $664,854 | $675,537 | — | $135,508 |