Plan Snapshot
- Plan Sponsor: Four M Commercial Operations LLC
- Sponsor EIN: 845002024
- Sponsor Address: 7 RENAISSANCE SQ. 5TH FLOOR, WHITE PLAINS, NY, 10601
- Plan Type: 401(k)
- Total Participants: 494
- Total Assets: $14.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 494 | $14.7M | $452,175 | $900,786 |
| 2023 | 394 | $13.1M | $402,179 | $816,725 |
| 2022 | 340 | $10.5M | $317,332 | $695,557 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CBIZ CPAS PC | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $57,621 | $35,277 | — | — | — |
| 2023 | $10,806 | $3,181 | — | — | — |
| 2022 | $4,181 | $1,186 | — | — | — |