Plan Snapshot
- Plan Sponsor: Fletcher Tilton PC
- Sponsor EIN: 042628601
- Sponsor Address: 100 FRONT STREET, WORCESTER, MA, 01608
- Plan Type: DC
- Total Participants: 92
- Total Assets: $38.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 92 | $38.6M | $636,655 | $828,360 |
| 2023 | 113 | $34.9M | $718,608 | $833,975 |
| 2022 | 91 | $29.6M | $596,551 | $838,226 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BDO | Auditor | $32,684 | — | $32,684 |
| WELLS FARGO CLEARING SERVICES LLC | Investment Advisor | — | $23,245 | $23,245 |
| MORGAN STANLEY SMITH BARNEY | Investment Advisor | — | $18,734 | $18,734 |
| FIDELITY INV INST OPERATIONS | Recordkeeper | $11,419 | — | $11,419 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BDO — Auditor
- MORGAN STANLEY SMITH BARNEY — Investment Advisor
- FIDELITY INV INST OPERATIONS — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $86,082
- Estimated Expense Ratio: 0.223% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $21,285 | — | — | $32,704 | — |
| 2023 | $19,642 | — | — | $18,602 | — |
| 2022 | -$11,354 | — | — | — | — |