Plan Snapshot
- Plan Sponsor: Flatter, INC.
- Sponsor EIN: 753038113
- Sponsor Address: 10700 SPOTSYLVANIA AVE, FREDERICKSBURG, VA, 22408
- Plan Type: 401(k)
- Total Participants: 97
- Total Assets: $6.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 97 | $6.9M | $233,827 | $445,434 |
| 2023 | 125 | $5.7M | $258,322 | $517,802 |
| 2022 | 115 | $4.7M | $262,044 | $526,634 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | Recordkeeper | $16,030 | — | $16,030 |
| FINANCIAL SECURITY ADVISORY GROUP | Other Service Provider | $13,798 | — | $13,798 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EPIC RETIREMENT PLAN SERVICES — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $29,828
- Estimated Expense Ratio: 0.435% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $29,828 | $13,798 | — | — | — |
| 2023 | $24,979 | $10,952 | — | — | — |
| 2022 | $23,244 | $9,902 | — | — | — |