Plan Snapshot
- Plan Sponsor: First State Bank Of St. Charles Missouri
- Sponsor EIN: 430492450
- Sponsor Address: 3461 TECHNOLOGY DRIVE, LAKE ST. LOUIS, MO, 63367
- Plan Type: 401(k)
- Total Participants: 180
- Total Assets: $25.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 180 | $25.2M | $615,913 | $1.5M |
| 2023 | 181 | $23.3M | $789,308 | $1.4M |
| 2022 | 199 | $20.7M | $1.0M | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CLIFTON LARSON ALLEN, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CLIFTON LARSON ALLEN, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $0
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $37,985 | — | $37,985 | — | — |
| 2023 | $36,237 | $226 | $36,011 | — | — |
| 2022 | $22,355 | $1,512 | $20,843 | — | — |