Plan Snapshot
- Plan Sponsor: First National Bank And Trust Company
- Sponsor EIN: 730130930
- Sponsor Address: 405 WEST MAIN STREET, ARDMORE, OK, 73401
- Plan Type: 401(k)
- Total Participants: 123
- Total Assets: $30.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 123 | $30.8M | $268,922 | $383,091 |
| 2023 | 135 | $28.5M | $258,907 | $378,371 |
| 2022 | 121 | $25.6M | $1.5M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FINLEY & COOK | Auditor | $14,734 | — | $14,734 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $14,734
- Estimated Expense Ratio: 0.048% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $185,834 | — | — | $14,734 | — |
| 2023 | $143,593 | — | — | — | — |
| 2022 | $145,856 | $67,175 | — | — | $59,782 |