Plan Snapshot
- Plan Sponsor: Fiducial, INC.
- Sponsor EIN: 134009035
- Sponsor Address: 10100 OLD COLUMBIA RD, COLUMBIA, MD, 21046
- Plan Type: 401(k)
- Total Participants: 108
- Total Assets: $8.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 108 | $8.9M | $54,836 | $592,997 |
| 2023 | 97 | $8.0M | $53,175 | $579,825 |
| 2022 | 111 | $6.2M | $48,908 | $570,562 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| T ROWE PRICE RPS, INC | NONE | $34,329 | — | $34,329 |
| JONES, MARESCA & MCELWANEY,P.A | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $34,329
- Estimated Expense Ratio: 0.387% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $31,972 | — | — | — | — |
| 2023 | $38,813 | — | — | — | — |
| 2022 | $17,840 | — | — | — | — |