Plan Snapshot
- Plan Sponsor: Farmers & Merchants Bank Of Central California
- Sponsor EIN: 940467440
- Sponsor Address: 121 WEST PINE STREET, LODI, CA, 952402184
- Plan Type: DC
- Total Participants: 363
- Total Assets: $90.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 363 | $90.0M | $3.8M | $2.8M |
| 2023 | 374 | $83.3M | $3.9M | $2.7M |
| 2022 | 346 | $73.6M | $3.3M | $2.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CARLSON QUINN | TPA | $10,596 | $23,164 | $33,760 |
| EIDE BAILLY LLP | Auditor | -$22,000 | — | -$22,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EIDE BAILLY LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $11,760
- Estimated Expense Ratio: 0.013% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $247,079 | $85,626 | $53,555 | -$22,000 | — |
| 2023 | $275,336 | $80,949 | $51,925 | $22,000 | — |
| 2022 | $181,162 | $50,000 | $131,162 | — | — |