Plan Snapshot
- Plan Sponsor: Esl Federal Credit Union
- Sponsor EIN: 161490324
- Sponsor Address: 225 CHESTNUT STREET, ROCHESTER, NY, 146042424
- Plan Type: DB
- Total Participants: 0
- Total Assets: $3.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 0 | $3.5M | $0 | $0 |
| 2023 | 87 | $10.1M | $0 | $0 |
| 2022 | 871 | $33.8M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| U.S. BANK | Other Service Provider | $296,740 | — | $296,740 |
| MERCER (US) LLC | Other Service Provider | $201,132 | — | $201,132 |
| PRICEWATERHOUSECOOPERS LLP | Auditor | $121,650 | — | $121,650 |
| COBBLESTONE CAPITAL ADVISORS LLC | Other Service Provider | $46,489 | — | $46,489 |
| HARTER SECREST AND EMERY LLP | Other Service Provider | $17,939 | — | $17,939 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PRICEWATERHOUSECOOPERS LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $683,950
- Estimated Expense Ratio: 19.807% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $687,204 | — | — | — | — |
| 2023 | $1,424,386 | — | — | — | — |
| 2022 | $365,978 | — | — | — | — |