Plan Snapshot
- Plan Sponsor: Escanaba Paper Company Union Retirement Insurance Trust Fund
- Sponsor EIN: 382821140
- Sponsor Address: 401 LUDINGTON STREET, ESCANABA, MI, 49829
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 479
- Total Assets: $5.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 479 | $5.4M | $0 | $21,686 |
| 2023 | 519 | $5.3M | $0 | $32,586 |
| 2022 | 540 | $5.1M | $0 | $37,498 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WELLS FARGO ADVISORS | Custodian / Trustee | $60,850 | — | $60,850 |
| ACCUSERVE | Other Service Provider | $16,568 | — | $16,568 |
| SCHNEIDER, LARCHE, HAAPALA, & CO. | Auditor | $6,200 | — | $6,200 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $83,618
- Estimated Expense Ratio: 1.539% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $89,070 | $60,850 | $16,568 | $6,200 | — |
| 2023 | $84,300 | $56,189 | $16,744 | $6,100 | — |
| 2022 | $87,604 | $61,313 | — | — | $7,400 |