Plan Snapshot
- Plan Sponsor: Equinox, INC.
- Sponsor EIN: 141437421
- Sponsor Address: 500 CENTRAL AVE., ALBANY, NY, 12206
- Plan Type: 403(b)
- Total Participants: 282
- Total Assets: $4.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 282 | $4.0M | $109,933 | $98,825 |
| 2023 | 293 | $3.6M | $67,561 | $85,754 |
| 2022 | 142 | $3.3M | $110,890 | $95,379 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BENEFIT PLANS ADMINISTRATIVE SVC | Recordkeeper | $15,047 | — | $15,047 |
| MARSHALL & STERLING WEALTH ADVISORS | Investment Advisor | $14,862 | — | $14,862 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BENEFIT PLANS ADMINISTRATIVE SVC — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $29,909
- Estimated Expense Ratio: 0.757% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $29,909 | $20,807 | $9,102 | — | — |
| 2023 | $29,892 | $19,150 | $10,428 | — | — |
| 2022 | $28,595 | $19,185 | $9,165 | — | — |