Plan Snapshot
- Plan Sponsor: Environmental Waste Minimization, INC.
- Sponsor EIN: 232827092
- Sponsor Address: 14 BRICK KILN CT., NORTHAMPTON, PA, 18067
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 108
- Total Assets: $498,167
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 108 | $498,167 | $0 | $0 |
| 2024 | 113 | $260,638 | $1.4M | $372,640 |
| 2023 | 99 | $264,722 | $1.1M | $308,132 |
| 2022 | 92 | $288,250 | $815,170 | $310,462 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE BENECON GROUP, LLC | Investment Advisor | $108,772 | — | $108,772 |
| BSI CORPORATE BENEFITS, LLC | Investment Advisor | $71,107 | — | $71,107 |
| HY HOLDINGS INC | Other Service Provider | $6,090 | — | $6,090 |
| INNOVU | Other Service Provider | $5,483 | — | $5,483 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $191,452
- Estimated Expense Ratio: 38.431% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,758,022 | — | — | — | — |
| 2024 | $1,793,696 | — | — | — | — |
| 2023 | $1,474,041 | — | — | — | — |
| 2022 | $1,326,829 | — | — | — | — |