Plan Snapshot
- Plan Sponsor: Enova International, INC.
- Sponsor EIN: 453190813
- Sponsor Address: 175 W JACKSON BLVD, STE 1000, CHICAGO, IL, 60604
- Plan Type: 401(k)
- Total Participants: 1,722
- Total Assets: $143.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,722 | $143.8M | $4.3M | $11.3M |
| 2023 | 1,552 | $119.3M | $3.8M | $10.2M |
| 2022 | 1,725 | $90.6M | $3.5M | $8.7M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | RECORD KEEPER | $244,959 | — | $244,959 |
| FIDUCIENT ADVISORS | INVESTMENT MANAGER | $34,122 | — | $34,122 |
| MILLER COOPER & CO., LTD | AUDITOR | $26,000 | — | $26,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TRANSAMERICA RETIREMENT SOLUTIONS — RECORD KEEPER
- MILLER COOPER & CO., LTD — AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $305,081
- Estimated Expense Ratio: 0.212% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $305,081 | $34,122 | — | $26,000 | — |
| 2023 | $254,289 | — | — | — | — |
| 2022 | $223,213 | — | — | — | — |