Plan Snapshot
- Plan Sponsor: Encoded Therapeutics, INC.
- Sponsor EIN: 471050535
- Sponsor Address: 341 OYSTER POINT BLVD., SOUTH SAN FRANCISCO, CA, 94080
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 193
- Total Assets: $13.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 193 | $13.5M | $0 | $0 |
| 2024 | 170 | $11.1M | $0 | $2.1M |
| 2023 | 156 | $8.2M | $0 | $2.2M |
| 2022 | 190 | $5.8M | $0 | $2.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | Other Service Provider | $26,718 | — | $26,718 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $26,718
- Estimated Expense Ratio: 0.197% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,550,721 | — | $3,234 | — | — |
| 2024 | $2,140 | — | $2,140 | — | — |
| 2023 | $8,500 | — | $8,500 | — | — |
| 2022 | $2,267 | — | $2,267 | — | — |