Plan Snapshot
- Plan Sponsor: Ems Engineered Materials Solutions, LLC
- Sponsor EIN: 260752055
- Sponsor Address: 39 PERRY AVENUE, ATTLEBORO, MA, 027032417
- Plan Type: 401(k)
- Total Participants: 335
- Total Assets: $40.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 335 | $40.2M | $800,726 | $1.8M |
| 2023 | 291 | $34.2M | $796,900 | $1.7M |
| 2022 | 327 | $29.5M | $863,444 | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | RECORDKEEPER | $116,896 | — | $116,896 |
| GLOBAL RETIREMENT PARTNERS LLC | INVESTMENT ADVISORY SERV | $52,401 | — | $52,401 |
| THE ANGELL PENSION GROUP, INC | TPA | — | $23,007 | $23,007 |
| ROEDL LANGFORD DE KOCK LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $192,304
- Estimated Expense Ratio: 0.478% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $44,260 | — | $3,939 | — | — |
| 2023 | $35,725 | — | $3,550 | — | — |
| 2022 | $85,577 | — | — | — | — |