Plan Snapshot
- Plan Sponsor: Eml, LLC
- Sponsor EIN: 621809968
- Sponsor Address: 1609 S. MAIN STREET, HOPKINSVILLE, KY, 42240
- Plan Type: 401(k)
- Total Participants: 434
- Total Assets: $7.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 434 | $7.8M | $710,118 | $338,492 |
| 2023 | 387 | $6.6M | $713,134 | $302,328 |
| 2022 | 347 | $5.7M | $1.0M | $289,070 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UBS FINANCIAL SERVICES - N.J. | Investment Advisor | $37,001 | — | $37,001 |
| BENEFIT PLANS ADMIN SERVICES, INC. | Recordkeeper | $33,894 | — | $33,894 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- UBS FINANCIAL SERVICES - N.J. — Investment Advisor
- BENEFIT PLANS ADMIN SERVICES, INC. — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $70,895
- Estimated Expense Ratio: 0.904% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $72,318 | $59,201 | $11,823 | — | — |
| 2023 | $68,286 | $48,810 | $12,966 | $4,101 | — |
| 2022 | $58,259 | $44,285 | $13,284 | — | — |