Plan Snapshot
- Plan Sponsor: Emka-Incorporated
- Sponsor EIN: 431308784
- Sponsor Address: 1961 FULLING MILL ROAD, MIDDLETOWN, PA, 170573125
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 32
- Total Assets: $198,629
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 32 | $198,629 | $0 | $0 |
| 2024 | 29 | $68,175 | $436,630 | $23,015 |
| 2023 | 23 | $64,181 | $408,903 | $0 |
| 2022 | 46 | $99,916 | $445,153 | $4,537 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| THE BENECON GROUP, LLC | Investment Advisor | $38,436 | — | $38,436 |
| ENDERS INSURANCE ASSOCIATES | Investment Advisor | $10,560 | — | $10,560 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $48,996
- Estimated Expense Ratio: 24.667% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $549,994 | — | — | — | — |
| 2024 | $449,964 | — | — | — | — |
| 2023 | $479,034 | — | — | — | — |
| 2022 | $426,233 | — | — | — | — |