Plan Snapshot
- Plan Sponsor: Emj Corporation
- Sponsor EIN: 861418134
- Sponsor Address: 6148 LEE HIGHWAY, CHATTANOOGA, TN, 37421
- Plan Type: 401(k)
- Total Participants: 197
- Total Assets: $24.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 197 | $24.0M | $128,074 | $1.9M |
| 2023 | 242 | $26.2M | $108,016 | $1.9M |
| 2022 | 244 | $22.4M | $137,665 | $1.9M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| RATHER & KITTRELL INC | ADVISOR | $50,000 | — | $50,000 |
| FIDELITY WORKPLACE SERVICES, LLC | PLAN ADMINISTRATOR | $28,169 | — | $28,169 |
| LBMC,PC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RATHER & KITTRELL INC — ADVISOR
- LBMC,PC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $78,169
- Estimated Expense Ratio: 0.326% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $78,169 | $50,000 | $806 | — | — |
| 2023 | $80,734 | $54,167 | $1,200 | — | — |
| 2022 | $53,365 | — | — | — | — |