Plan Snapshot
- Plan Sponsor: Emerson School
- Sponsor EIN: 237442766
- Sponsor Address: 5425 SCIO CHURCH RD, ANN ARBOR, MI, 481039287
- Plan Type: 401(k)
- Total Participants: 92
- Total Assets: $18.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 92 | $18.9M | $317,586 | $620,603 |
| 2023 | 87 | $16.9M | $266,827 | $517,458 |
| 2022 | 75 | $14.1M | $237,805 | $421,933 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BANK OF ANN ARBOR | Other Service Provider | $14,055 | — | $14,055 |
| TIAA | Recordkeeper | $13,006 | — | $13,006 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TIAA — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $27,061
- Estimated Expense Ratio: 0.143% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $35,155 | — | $22,149 | — | — |
| 2023 | $278,269 | — | $93,032 | — | — |
| 2022 | $1,403,737 | — | $75,227 | — | — |