Plan Snapshot
- Plan Sponsor: Emergency Physicians Professional Association
- Sponsor EIN: 410949999
- Sponsor Address: 4300 MARKETPOINTE DRIVE SUITE 100, BLOOMINGTON, MN, 55435
- Plan Type: 401(k)
- Total Participants: 487
- Total Assets: $294.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 487 | $294.4M | $14.8M | $5.5M |
| 2023 | 460 | $257.4M | $13.9M | $4.9M |
| 2022 | 420 | $214.7M | $12.1M | $4.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC | Recordkeeper | $146,359 | — | $146,359 |
| EVEREST FINANCIAL GROUP LLC | Other Service Provider | $49,030 | — | $49,030 |
| THE ADVOCATE GROUP LLC | Other Service Provider | $14,456 | — | $14,456 |
| OCEANSIDE ADVISORS LLC | Other Service Provider | $10,363 | — | $10,363 |
| CLIFTONLARSONALLEN | Other Service Provider | $10,244 | — | $10,244 |
| LARSON FINANCIAL GROUP LLC | Other Service Provider | $10,040 | — | $10,040 |
| BOULAY FINANCIAL ADVISORS LLC | Other Service Provider | $9,557 | — | $9,557 |
| MUTUAL ADVISORS LLC | Other Service Provider | $8,614 | — | $8,614 |
| CREATIVE PLANNING LLC | Investment Advisor | $5,201 | — | $5,201 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SCHWAB RETIREMENT PLAN SERVICES,INC — Recordkeeper
- CREATIVE PLANNING LLC — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $263,864
- Estimated Expense Ratio: 0.090% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $146,359 | $12,742 | — | — | — |
| 2023 | $122,634 | $6,689 | — | — | — |
| 2022 | $195,078 | $78,141 | — | — | — |