Plan Snapshot
- Plan Sponsor: Emcc Veba Retiree Medical Benefit Master Trust
- Sponsor EIN: 421487090
- Sponsor Address: 717 MULBERRY STREET, DES MOINES, IA, 50309
- Plan Type: 401(k)
- Plan Number: 502
- Total Participants: 1,212
- Total Assets: $42.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,212 | $42.9M | $0 | $0 |
| 2023 | 1,246 | $42.0M | $0 | $0 |
| 2022 | 1,296 | $40.8M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WILLIS TOWERS WATSON | Other Service Provider | $39,792 | — | $39,792 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $39,792
- Estimated Expense Ratio: 0.093% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $986,210 | — | $96,614 | — | — |
| 2023 | $1,207,950 | — | $48,747 | — | — |
| 2022 | -$1,034,180 | — | $71,245 | — | — |