Plan Snapshot
- Plan Sponsor: Embarras River Basin Agency, INC.
- Sponsor EIN: 370890281
- Sponsor Address: 400 WEST PLEASANT STREET, GREENUP, IL, 62428
- Plan Type: 401(k)
- Total Participants: 136
- Total Assets: $4.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 136 | $4.6M | $386,501 | $134,472 |
| 2023 | 119 | $4.0M | $371,273 | $115,180 |
| 2022 | 122 | $3.4M | $347,908 | $122,105 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| SHOWME PENSION GROUP | THIRD PARTY A DMINISTRATI | $15,085 | — | $15,085 |
| SIKICH CPA LLC | AUDITOR | $13,300 | — | $13,300 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SIKICH CPA LLC — AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $28,385
- Estimated Expense Ratio: 0.614% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $46,293 | — | — | $13,300 | — |
| 2023 | $45,064 | — | — | $12,500 | — |
| 2022 | $41,495 | $14,430 | — | — | $11,250 |