Plan Snapshot
- Plan Sponsor: Ema Engineering & Consulting, INC.
- Sponsor EIN: 751684881
- Sponsor Address: 328 S. BROADWAY, TYLER, TX, 75702
- Plan Type: 401(k)
- Total Participants: 234
- Total Assets: $30.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 234 | $30.8M | $1.6M | $1.5M |
| 2023 | 191 | $25.1M | $1.2M | $1.2M |
| 2022 | 153 | $19.1M | $845,470 | $1.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $18,407 | — | $18,407 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $5,469 | — | $5,469 |
| HENRY & PETERS,P.C. | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- STRATEGIC ADVISORS, INC. — ADVISOR
- HENRY & PETERS,P.C. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $23,876
- Estimated Expense Ratio: 0.077% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $23,676 | $5,469 | — | — | — |
| 2023 | $8,817 | $2,967 | — | — | — |
| 2022 | $16,422 | $1,973 | — | — | — |