Plan Snapshot
- Plan Sponsor: Educational Systems Federal Credit Union
- Sponsor EIN: 520695019
- Sponsor Address: MARYLAND TRADE CENTER 1, GREENBELT, MD, 207703502
- Plan Type: DC
- Total Participants: 0
- Total Assets: $0
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 0 | $0 | $0 | $0 |
| 2024 | 171 | $15.1M | $0 | $0 |
| 2023 | 171 | $13.7M | $1.0M | $0 |
| 2022 | 145 | $12.2M | $873,693 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | SERVICE PROVIDER | $28,615 | — | $28,615 |
| ARTHUR J GALLAGHER & CO | INVESTMENT ADVISORY | $9,566 | — | $9,566 |
| DELEON & STANG, CPAS AND ADVISORS | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LINCOLN NATIONAL CORPORATION — SERVICE PROVIDER
- ARTHUR J GALLAGHER & CO — INVESTMENT ADVISORY
- DELEON & STANG, CPAS AND ADVISORS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $38,181
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $24,912 | $9,434 | $15,478 | — | — |
| 2024 | $38,181 | $9,566 | $28,615 | — | — |
| 2023 | $53,412 | $11,700 | $41,712 | — | — |
| 2022 | $51,010 | — | $40,010 | — | $11,000 |