Plan Snapshot
- Plan Sponsor: Ecm Group Health, INC.
- Sponsor EIN: 203033363
- Sponsor Address: P.O. BOX 3300, RIDGELAND, MS, 391583300
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 2,287
- Total Assets: $16.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,287 | $16.2M | $27.5M | $5.8M |
| 2023 | 2,264 | $14.8M | $26.6M | $5.5M |
| 2022 | 2,160 | $13.8M | $25.9M | $5.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| UMR | Other Service Provider | $1,382,446 | — | $1,382,446 |
| ARCHIMEDES | Other Service Provider | $223,368 | — | $223,368 |
| ELECTRIC COOPERATIVES OF MS | Other Service Provider | $180,676 | — | $180,676 |
| BSWIFT | Other Service Provider | $124,817 | — | $124,817 |
| ROSS & YERGER | Other Service Provider | $109,169 | — | $109,169 |
| BMSS, LLC | Auditor | $26,500 | — | $26,500 |
| AMERITAS LIFE INSURANCE COMPANY | Recordkeeper | $19,815 | — | $19,815 |
| BANKPLUS | Other Service Provider | $18,782 | — | $18,782 |
| FLORES | Other Service Provider | $13,524 | — | $13,524 |
| USI CONSULTING GROUP | Other Service Provider | $10,000 | — | $10,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BMSS, LLC — Auditor
- AMERITAS LIFE INSURANCE COMPANY — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,109,097
- Estimated Expense Ratio: 13.038% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,183,897 | $18,782 | $1,705,952 | — | — |
| 2023 | $1,985,690 | $15,918 | $1,491,067 | — | — |
| 2022 | $1,801,908 | $18,260 | $1,308,786 | — | $287,117 |