Plan Snapshot
- Plan Sponsor: E. A. Renfroe & Company, INC.
- Sponsor EIN: 582142437
- Sponsor Address: 1800 INTERNATIONAL PARK DRIVE, BIRMINGHAM, AL, 35243
- Plan Type: DC
- Total Participants: 4,856
- Total Assets: $30.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,856 | $30.3M | $112,527 | $1.4M |
| 2023 | 738 | $31.4M | $0 | $2.6M |
| 2022 | 1,307 | $28.3M | $0 | $3.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $97,637 | — | $97,637 |
| WAVERLY ADVISORS LLC | ADVISOR | $45,078 | — | $45,078 |
| HIGHLANDS ACCOUNTING GROUP, INC | ACCOUNTANT | $5,811 | — | $5,811 |
| THE HIGHLAND GROUP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $148,526
- Estimated Expense Ratio: 0.490% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $148,526 | $45,078 | — | — | — |
| 2023 | $145,681 | $44,060 | $1,200 | $3,684 | — |
| 2022 | $138,912 | — | — | — | — |