Plan Snapshot
- Plan Sponsor: Downs Rachlin Martin PLLC
- Sponsor EIN: 030253168
- Sponsor Address: 90 PROSPECT STREET, ST. JOHNSBURY, VT, 058190099
- Plan Type: 401(k)
- Total Participants: 129
- Total Assets: $119.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 129 | $119.6M | $2.4M | $1.7M |
| 2023 | 116 | $109.8M | $2.3M | $1.6M |
| 2022 | 119 | $94.4M | $2.2M | $1.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CARON & BLETZER, PLLC | Auditor | $12,000 | — | $12,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CARON & BLETZER, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $12,000
- Estimated Expense Ratio: 0.010% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $164,678 | $107,006 | — | $12,000 | — |
| 2023 | $168,173 | $114,422 | — | $11,300 | — |
| 2022 | $170,698 | — | — | — | — |