Plan Snapshot
- Plan Sponsor: Directions Research, INC.
- Sponsor EIN: 311236894
- Sponsor Address: 401 EAST COURT STREET, CINCINNATI, OH, 45202
- Plan Type: 401(k)
- Total Participants: 190
- Total Assets: $52.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 190 | $52.5M | $635,781 | $2.5M |
| 2023 | 226 | $45.7M | $700,699 | $2.5M |
| 2022 | 229 | $38.0M | $669,172 | $2.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY GLOBAL | Other Service Provider | $56,558 | — | $56,558 |
| ASCENSUS LLC | Other Service Provider | $26,391 | $175 | $26,566 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $83,124
- Estimated Expense Ratio: 0.158% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $82,949 | $56,558 | $26,391 | — | — |
| 2023 | $78,628 | — | $23,930 | — | — |
| 2022 | $72,659 | $51,360 | $21,299 | — | — |