Plan Snapshot
- Plan Sponsor: Digestive Specialists, INC.
- Sponsor EIN: 310785715
- Sponsor Address: 4340 CLYO ROAD, DAYTON, OH, 45459
- Plan Type: 401(k)
- Total Participants: 133
- Total Assets: $38.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 133 | $38.1M | $688,421 | $629,521 |
| 2023 | 141 | $33.0M | $873,891 | $667,489 |
| 2022 | 142 | $27.7M | $839,594 | $619,681 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | Investment Advisor | $85,226 | — | $85,226 |
| DYNAMIC PENSION SERVICES, INC. | Recordkeeper | $13,854 | — | $13,854 |
| MATRIX TRUST COMPANY | Custodian / Trustee | $12,741 | — | $12,741 |
| MWG RETIREMENT PLAN SERVICES, LLC | Recordkeeper | $8,371 | — | $8,371 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MORGAN STANLEY SMITH BARNEY LLC — Investment Advisor
- MATRIX TRUST COMPANY — Custodian / Trustee
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $120,192
- Estimated Expense Ratio: 0.315% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $86,983 | $67,652 | $12,797 | — | — |
| 2023 | $102,447 | $71,668 | $23,402 | — | — |
| 2022 | $111,469 | $78,059 | $27,885 | — | — |