Plan Snapshot
- Plan Sponsor: Dick Smith Automotive Group
- Sponsor EIN: 570806423
- Sponsor Address: 9940 TWO NOTCH RD. COLUMBIA, COLUMBIA, SC, 29223
- Plan Type: 401(k)
- Total Participants: 243
- Total Assets: $28.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 243 | $28.5M | $112,294 | $1.1M |
| 2023 | 229 | $25.4M | $138,416 | $1.2M |
| 2022 | 224 | $22.3M | $0 | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JANNEY MONTGOMERY SCOTT LLC | ADVISOR | — | $56,263 | $56,263 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $25,921 | — | $25,921 |
| BAUKNIGHT PIETRAS & STORMER, PA | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JANNEY MONTGOMERY SCOTT LLC — ADVISOR
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- BAUKNIGHT PIETRAS & STORMER, PA — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $82,184
- Estimated Expense Ratio: 0.289% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $25,921 | — | — | — | — |
| 2023 | $16,514 | — | — | — | — |
| 2022 | $22,315 | — | — | — | — |