Plan Snapshot
- Plan Sponsor: Dick Lavy Trucking, INC
- Sponsor EIN: 311208025
- Sponsor Address: 8848 STATE ROUTE 121, BRADFORD, OH, 453089631
- Plan Type: 401(k)
- Total Participants: 176
- Total Assets: $3.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 176 | $3.8M | $74,139 | $428,205 |
| 2023 | 162 | $3.6M | $67,387 | $423,652 |
| 2022 | 172 | $3.3M | $70,083 | $436,361 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $12,683 | — | $12,683 |
| CREATIVE RETIREMENT SYSTEMS, INC. | CONTRACT ADMIN | $9,593 | — | $9,593 |
| WELLS FARGO ADVISORS LLC | INVESTMENT ADVISOR | $8,926 | — | $8,926 |
| MAHLE, WACK, ZAIDAIN & CO., PLL | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MAHLE, WACK, ZAIDAIN & CO., PLL — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $31,202
- Estimated Expense Ratio: 0.818% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $34,380 | — | — | — | — |
| 2023 | $24,015 | — | — | — | — |
| 2022 | $25,816 | — | — | — | — |