Plan Snapshot
- Plan Sponsor: Dibuduo & Defendis Insurance Brokers, LLC
- Sponsor EIN: 941530342
- Sponsor Address: 6873 N. WEST AVE, SUITE 101, FRESNO, CA, 93711
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 249
- Total Assets: $22.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 249 | $22.6M | $0 | $0 |
| 2024 | 248 | $20.0M | $300,894 | $1.0M |
| 2023 | 177 | $17.5M | $284,435 | $942,884 |
| 2022 | 177 | $14.3M | $280,412 | $885,781 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NATIONWIDE | Recordkeeper | $7,942 | — | $7,942 |
| PROACCOUNT | Recordkeeper | $6,625 | — | $6,625 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $14,567
- Estimated Expense Ratio: 0.064% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $1,712,072 | — | — | — | — |
| 2024 | $117,422 | — | — | — | — |
| 2023 | $136,327 | $136,327 | — | — | — |
| 2022 | $121,067 | $121,067 | — | — | — |