Plan Snapshot
- Plan Sponsor: Denso Ten America Limited
- Sponsor EIN: 953047171
- Sponsor Address: 30155 HUDSON DR, NOVI, MI, 48377
- Plan Type: 401(k)
- Total Participants: 194
- Total Assets: $39.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 194 | $39.6M | $906,169 | $1.7M |
| 2023 | 185 | $36.2M | $728,805 | $1.3M |
| 2022 | 155 | $31.5M | $640,469 | $1.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ONE DIGITAL TOPCO LLC DBA RESOURCES | INVESTMENT ADVISOR | $51,000 | — | $51,000 |
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $28,275 | — | $28,275 |
| FENNER, MELSTROM, & DOOLING, PLC | AUDITOR | $14,000 | — | $14,000 |
| FENNER MELSTROM & DOOLING | Auditor | $14,000 | — | $14,000 |
| RESOURCES INVESTMENT ADVISORS, LLC | INVESTMENT MGMT | $13,107 | — | $13,107 |
| ONEDIGITAL INVESTMENT ADVISORS LLC | INVESTMENT ADVISOR | $7,500 | — | $7,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FENNER MELSTROM & DOOLING — Auditor
- ONEDIGITAL INVESTMENT ADVISORS LLC — INVESTMENT ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $127,882
- Estimated Expense Ratio: 0.323% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $113,882 | $71,607 | — | $14,000 | — |
| 2023 | $79,348 | $37,077 | — | $12,504 | — |
| 2022 | $37,883 | — | $37,883 | — | — |