Plan Snapshot
- Plan Sponsor: Denmar Associates, LLC
- Sponsor EIN: 232043141
- Sponsor Address: 443 VALLEY VIEW ROAD, NEWMANSTOWN, PA, 17073
- Plan Type: 401(k)
- Total Participants: 420
- Total Assets: $16.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 420 | $16.7M | $446,206 | $1.3M |
| 2023 | 390 | $12.9M | $338,985 | $1.1M |
| 2022 | 327 | $10.0M | $152,122 | $855,158 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FULTON BANK N.A. | RECORDKEEPER, INV AD | $70,511 | — | $70,511 |
| SIMON LEVER | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $70,511
- Estimated Expense Ratio: 0.421% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $63,759 | $61,332 | — | — | — |
| 2023 | $53,502 | $41,383 | — | — | — |
| 2022 | $44,993 | $44,993 | — | — | — |