Plan Snapshot
- Plan Sponsor: Delphi Salaried Retirees Association Benefit Trust
- Sponsor EIN: 264594868
- Sponsor Address: 150 BASTIAN RD, ROCHESTER, NY, 146231122
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 3,360
- Total Assets: $686,547
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,360 | $686,547 | $0 | $8.9M |
| 2023 | 3,563 | $723,763 | $0 | $10.4M |
| 2022 | 2,496 | $805,926 | $0 | $12.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BENISTAR | Other Service Provider | $119,774 | — | $119,774 |
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Other Service Provider | $99,738 | — | $99,738 |
| CBIZ CPAS P.C. | Auditor | $29,250 | — | $29,250 |
| COMERICA BANK | Custodian / Trustee | $16,233 | — | $16,233 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $264,995
- Estimated Expense Ratio: 38.598% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $470,525 | $29,997 | $273,587 | $29,250 | — |
| 2023 | $879,459 | $25,002 | $657,775 | $28,200 | — |
| 2022 | $1,099,628 | $16,230 | $863,945 | — | $27,000 |