Plan Snapshot
- Plan Sponsor: De La Cruz & Associates, INC.
- Sponsor EIN: 660416370
- Sponsor Address: PO BOX 11885, GUAYNABO, PR, 009221885
- Plan Type: DC
- Total Participants: 104
- Total Assets: $7.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 104 | $7.8M | $89,811 | $197,538 |
| 2023 | 113 | $6.8M | $96,484 | $204,021 |
| 2022 | 101 | $7.5M | $102,784 | $210,690 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BENEFIT PLANS ADMIN SERVICES, INC. | Recordkeeper | $25,996 | — | $25,996 |
| UBS FINANCIAL SERVICES INC. | Other Service Provider | $23,411 | — | $23,411 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BENEFIT PLANS ADMIN SERVICES, INC. — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $49,407
- Estimated Expense Ratio: 0.632% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $49,407 | $23,411 | $25,996 | — | — |
| 2023 | $41,126 | $21,331 | $19,795 | — | — |
| 2022 | $50,447 | $21,059 | $29,388 | — | — |