Plan Snapshot
- Plan Sponsor: David M. Maines Associates, INC.
- Sponsor EIN: 232581270
- Sponsor Address: PO BOX 167, LEWISTOWN, PA, 17044
- Plan Type: 401(k)
- Total Participants: 112
- Total Assets: $22.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 112 | $22.1M | $1.6M | $572,745 |
| 2023 | 104 | $18.7M | $1.1M | $450,778 |
| 2022 | 124 | $16.0M | $1.1M | $337,144 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIRST NATIONAL TRUST COMPANY | Investment Advisor | $45,794 | — | $45,794 |
| STANCORP FINANCIAL GROUP, INC. | Recordkeeper | $39,686 | — | $39,686 |
| INTEGRATED RETIREMENT PLAN SOLUTION | Recordkeeper | $13,381 | — | $13,381 |
| CHARLES SCHWAB & CO., INC. | Recordkeeper | $6,620 | — | $6,620 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- STANCORP FINANCIAL GROUP, INC. — Recordkeeper
- CHARLES SCHWAB & CO., INC. — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $105,481
- Estimated Expense Ratio: 0.477% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $89,204 | — | $89,204 | — | — |
| 2023 | $83,606 | — | $83,606 | — | — |
| 2022 | $5,874 | — | $5,874 | — | — |