Plan Snapshot
- Plan Sponsor: Cutter Management Co.
- Sponsor EIN: 952643893
- Sponsor Address: PO BOX 520, AIEA, HI, 967019998
- Plan Type: 401(k)
- Total Participants: 132
- Total Assets: $20.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 132 | $20.2M | $141,419 | $489,025 |
| 2023 | 127 | $19.9M | $143,551 | $519,488 |
| 2022 | 132 | $17.9M | $148,728 | $549,310 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $77,169 | — | $77,169 |
| LPL FINANCIAL | Investment Advisor | $36,152 | — | $36,152 |
| SUEMORI & INOUYE INC SI GROUP CERTI | Other Service Provider | $13,291 | — | $13,291 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $126,612
- Estimated Expense Ratio: 0.625% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $130,973 | $36,152 | $13,291 | — | — |
| 2023 | $128,649 | $32,533 | $21,491 | — | — |
| 2022 | $67,128 | — | — | — | $67,128 |