Plan Snapshot
- Plan Sponsor: Cummins INC.
- Sponsor EIN: 232662529
- Sponsor Address: 500 JACKSON STREET, MAIL CODE 60128, COLUMBUS, IN, 47201
- Plan Type: 401(k)
- Plan Number: 102
- Total Participants: 0
- Total Assets: $7.5B
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 0 | $7.5B | $0 | $0 |
| 2024 | 0 | $6.4B | $0 | $0 |
| 2023 | 0 | $5.2B | $0 | $0 |
| 2022 | 0 | $4.4B | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALIGHT SOLUTIONS LLC | Other Service Provider | $2,195,022 | — | $2,195,022 |
| J.P. MORGAN INVESTMENT MGMT, INC. | Other Service Provider | $586,265 | — | $586,265 |
| THE NORTHERN TRUST COMPANY | Other Service Provider | $345,360 | — | $345,360 |
| LOOMIS SAYLES TRUST COMPANY | Other Service Provider | $318,094 | $15,537 | $333,631 |
| THE BANK OF NEW YORK MELLON | Other Service Provider | $237,932 | — | $237,932 |
| BLUE & CO., LLC | Other Service Provider | $128,500 | — | $128,500 |
| AON INVESTMENTS USA INC. | Other Service Provider | $75,697 | — | $75,697 |
| PLANTE & MORAN, PLLC | Other Service Provider | $45,600 | — | $45,600 |
| GLOBAL ADVISORS TRUST CO | Other Service Provider | $37,500 | — | $37,500 |
| NORTHERN TRUST INVESTMENTS INC | Other Service Provider | $22,941 | — | $22,941 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $4,008,448
- Estimated Expense Ratio: 0.053% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $3,992,911 | $3,725,004 | — | $128,500 | — |
| 2024 | $3,183,281 | $3,164,493 | — | — | — |
| 2023 | $3,012,785 | $3,000,149 | — | — | — |
| 2022 | $1,117,990 | $1,107,531 | — | — | $10,459 |